How does Protective Registration protect you?
If you have Cifas Protective Registration, organisations will pay special attention when your details are used to apply for their products or services.
They'll carry out extra checks to make sure it's really you applying, and not a fraudster using your details.
This can mean that genuine applications take slightly longer to process while checks are carried out. Cifas Protective Registration does not affect your credit score.
What does Protective Registration cover?
It doesn’t cover credit or debit card payments, and so it won’t cause any delays with financial products that are up and running.
If the risk of fraud is very low, some companies might accept your application without getting in touch to check the application is from you.
In these cases, there won’t be a delay. Not all applications for products, finance and services will be checked, so you should continue to check your credit reports regularly.
Can I change my Protective Registration?
You can update your personal details or cancel your registration at any time. Renewing Protective Registration If you’d like to renew your registration, you’ll need to register again.