There are three Credit Reference Agencies (CRAs) in the UK; Equifax (our partner), Experian and TransUnion.
All three have slightly different information on you, as different companies or credit providers share their data with different CRAs.
It’s recommended to check all three regularly, so that you can spot anything that doesn’t look right.
To check your reports with all three CRAs, you can download a Statutory Credit Report from Equifax, Experian and TransUnion. This is completely free and you can ask for a PDF or a hard copy of it.